has ability has skill has job zone active listening critical thinking reading comprehension service orientation speaking writing occupation holder with job zone 4 deductive reasoning oral comprehension oral expression problem sensitivity written comprehension written expression credit counselor or loan officer credit counselor 4 Writing Problem Sensitivity Oral Comprehension Reading Comprehension Written Expression Critical Thinking Speaking Written Comprehension 13-2071.00 Service Orientation Active Listening Sam Smith Advise and educate individuals or organizations on acquiring and managing debt. May provide guidance in determining the best type of loan and explain loan requirements or restrictions. May help develop debt management plans or student financial aid packages. May advise on credit issues, or provide budget, mortgage, bankruptcy, or student financial aid counseling. Oliver He Oral Expression Credit Counselors https://www.bls.gov/oes/current/oes132071.htm Deductive Reasoning